Loan Application Procedure

1. If you need some initial assistance, we're here to help. Provide some very basic information and we'll contact you with instructions or to answer your questions.
   
2. Complete and sign our initial loan application form (HTML, PDF)
   
3. Depending on the LTV, certain documentation (refer to our list) should be obtained, and sent to us with the application forms.
   
4. We'll send you documents and disclosures to read, sign, and return.
   
5. Your application will be submitted to the chosen lender.
   
6. A mortgage commitment/approval is obtained within a matter of a week or two from submission. Further documentation may be required from you, depending on the required LTV.
   
7. Some programs require a verification of deposit in a US bank account. An account in a US bank may be obtained though us.
   
8. Closing will be made in your country, or in the US (if you happen to get there in time for closing) or in some cases by a Power of Attorney.
   
9. The property is yours and your loan is on!

THE ONLY PAYMENT REQUIRED BEFORE CLOSING IS AN APPLICATION FEE OF $450 (USD), WHICH WILL BE CREDITED TOWARDS EXPENSES AT CLOSING, AND IS NON-REFUNDABLE.