| Index of Documents For Loan Submission
Up
to 70% Loan To Value ratio - Primary/Second Home - Full Documentation - Purchase
or Rate/Term Refinance [Due to current market conditions the availability of funding for foreign nationals is limited per the below chart]
Program Types
| Documentation | Max
Loan To Value Ratios | Process |
| Income Is | Assets
Are | Purchase &
Rate/Term Refi | Cash
Out Refi | | Primary Res | Second
Home | Investment | Primary
Res | Second Home | Investment |
| |
|
80% 70% |
80% 70% |
75% |
70% |
70% |
65% | Full
Doc | Stated | Verified | 75% | 75% |
75% |
75% |
65% | 65% | Stated |
Stated | Stated | 70% | 70% |
65% |
60% |
65% |
65% | No
Doc | | Documents Needed These
samples are meant to help you complete the needed forms. Provide them to the person
who is preparing the documents. The materials we receive must signed and sealed,
on company letterhead, and in some cases notarized. The wording need not be exactly
the same, but must contain essentially the same information and be in English.
The Adobe PDF versions of these samples may be filled in using the Adobe Reader
and then printed. Simply click on the form text and make your changes. Corporate
Title - Additional Documents Required Required Documents
- List
Sample Corporate Resolution (HTML, PDF) Credit,
Assets, and Income Letters Sample credit reference letter
(HTML, PDF)
Sample
verification of deposit letter - 3 months (HTML, PDF)
Sample
accountant or CPA letter (HTML, PDF)
Sample employer income verification
letter (HTML, PDF) | 
